1. Agreement to Terms

Welcome to CapitalConscious.com (“Capital Conscious,” “we,” “us,” or “our”).

By accessing or using this website, including all content, programs, consulting services, educational materials, media, communications, or related offerings (collectively, the “Services”), you agree to be bound by these Terms of Service and Privacy Policy (the “Agreement”).

If you do not agree to these terms, please discontinue use of the Services.

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2. Organizational Relationships & Affiliations

CapitalConscious.com operates in association with:

• SeekFirst.org

• MergentMedia.com

These affiliated organizations may collaborate on:

• Strategy, branding, and messaging services

• Educational content and thought leadership

• Media, publishing, and storytelling initiatives

• Shared programs, cohorts, or experiences

Each organization remains a separate legal entity, unless otherwise specified in a written agreement. Services rendered by Capital Conscious may be supported by or coordinated with these partners, but contractual obligations apply only to the named service provider in your specific agreement.

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3. Purpose of Capital Conscious

Capital Conscious exists to advance thoughtful dialogue and practical engagement around:

• Ethical and conscious capital

• Business strategy and stewardship

• Financial literacy and education

• Media, publishing, and cultural formation

Our work integrates values, wisdom, and long-term responsibility into how capital is understood and deployed.

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4. No Financial, Legal, or Investment Advice Disclaimer

All information provided through CapitalConscious.com is for educational and informational purposes only.

Nothing on this website constitutes:

• Investment advice

• Financial advice

• Legal advice

• Tax advice

• An offer or solicitation to buy or sell securities

Capital Conscious is not a registered investment advisor, broker-dealer, or fiduciary. You are solely responsible for your decisions and should consult licensed professionals before acting on any information presented.

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5. Eligibility

You must be at least 18 years of age to access or use the Services. By using this website, you represent that you meet this requirement.

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6. Intellectual Property

All content on CapitalConscious.com—including text, frameworks, methodologies, graphics, logos, videos, written works, downloads, and media—is the intellectual property of Capital Conscious or its licensors and is protected by U.S. and international intellectual property laws.

You may not:

• Reproduce or distribute content without written permission

• Present proprietary frameworks as your own

• Use materials for commercial purposes without authorization

Personal, non-commercial use is permitted.

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7. User Conduct

You agree not to:

• Use the Services for unlawful, deceptive, or harmful purposes

• Attempt unauthorized access to systems or data

• Disrupt site operations or security

• Submit false, misleading, or malicious information

• Harass or harm others through the platform

We reserve the right to restrict or terminate access for violations.

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8. Third-Party Links & Services

CapitalConscious.com may reference or link to third-party websites, tools, platforms, or services.

We are not responsible for:

• Third-party content or accuracy

• External privacy or security practices

Engagement with third-party services is at your own discretion.

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9. Limitation of Liability

To the fullest extent permitted by law, Capital Conscious shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of—or reliance upon—the Services.

This includes, but is not limited to:

• Financial or investment losses

• Business interruption

• Data loss

• Decisions made based on educational content
   

10. Indemnification

You agree to indemnify and hold harmless Capital Conscious, its officers, contractors, affiliates, and partners from any claims, damages, liabilities, or expenses arising from your use of the Services or violation of this Agreement.

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11. Modifications to Services or Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of the Services constitutes acceptance of any revisions.

PRIVACY POLICY

We steward data with restraint, clarity, and respect. Trust is not extracted—it is earned.

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12. Information We Collect

a. Information You Voluntarily Provide

• Name

• Email address

• Phone number

• Company or organization

• Billing or payment information (processed by secure third-party providers)

b. Automatically Collected Information

• IP address

• Browser and device type

• Pages visited and interaction data
   

13. How We Use Information

We use collected information to:

• Provide and improve Services

• Communicate with you

• Deliver programs, resources, or agreements

• Process payments

• Maintain site integrity and security

• Comply with legal obligations

We do not sell personal data.

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14. Cookies & Analytics

CapitalConscious.com may use cookies and analytics tools to enhance functionality and understand site usage. You may disable cookies in your browser, though some features may be limited.

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15. Data Sharing & Disclosure

Information may be shared:

• With trusted service providers (e.g., email, CRM, payment processors)

• With affiliated partners (Seek First or Mergent Media) only when necessary to fulfill Services

• When required by law or to protect rights and safety
   

16. Data Security

We employ reasonable administrative and technical safeguards. However, no digital system is entirely secure. Use the Services with discernment.
 

17. Your Rights (Texas & Colorado)

Residents of Texas and Colorado may have rights under applicable state privacy laws, including the right to:

• Access personal data

• Request correction or deletion

• Opt out of certain data uses

• Limit targeted communications

Requests may be submitted using the contact information below.
 

18. Children’s Privacy

This website is not intended for children under 13. We do not knowingly collect data from minors.
 

19. Governing Law & Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of the State of Texas and the State of Colorado, as applicable, without regard to conflict of law principles.

Any disputes shall be resolved in the appropriate state or federal courts within those jurisdictions.
 

20. Contact Information

For questions regarding these Terms or our Privacy Policy:

Capital Conscious
[keith(at)capitalconscious.com]
https://capitalconscious.com

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Closing Reflection

Capital is never neutral.
Neither is information.

At Capital Conscious, we seek to steward both with clarity, conscience, and care—honoring the weight of trust placed in us.